{"id":218,"date":"2020-06-01T16:48:54","date_gmt":"2020-06-01T16:48:54","guid":{"rendered":"http:\/\/blog.ethicallegal.in\/?p=218"},"modified":"2020-06-01T16:53:18","modified_gmt":"2020-06-01T16:53:18","slug":"give-me-my-money-back-consumer-rights","status":"publish","type":"post","link":"https:\/\/ethicallegal.in\/blog\/2020\/06\/01\/give-me-my-money-back-consumer-rights\/","title":{"rendered":"GIVE ME MY MONEY BACK! \u2013 CONSUMER RIGHTS"},"content":{"rendered":"\n<h2 class=\"wp-block-heading\"><\/h2>\n\n\n\n<p>Amid the <a href=\"https:\/\/blog.ethicallegal.in\/2020\/03\/28\/novel-corona-virus-stay-safe-and-well-at-home\/\">COVID-19<\/a>\nlockdown, insurance claims especially with coronavirus cases have been taken on\npriority, there have been instances where other types of insurance claims are\nbeen rejected Or Ever returned poor or faulty goods for the shop to simply dismiss your\ncomplaint? &nbsp;<\/p>\n\n\n\n<p>Now imagine walking down the street or phoning up, this time covered in a\nsparkling suit of consumer rights cladding!<\/p>\n\n\n\n<p><strong><em>Read on to find out what your consumer rights are and what to do if your purchases go wrong and learn how to avoid a claim being rejected<\/em><\/strong><\/p>\n\n\n\n<figure class=\"wp-block-image\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"724\" src=\"https:\/\/blog.ethicallegal.in\/wp-content\/uploads\/2020\/06\/Consumer-1-1024x724.jpg\" alt=\"\" class=\"wp-image-219\" srcset=\"https:\/\/ethicallegal.in\/blog\/wp-content\/uploads\/2020\/06\/Consumer-1-1024x724.jpg 1024w, https:\/\/ethicallegal.in\/blog\/wp-content\/uploads\/2020\/06\/Consumer-1-300x212.jpg 300w, https:\/\/ethicallegal.in\/blog\/wp-content\/uploads\/2020\/06\/Consumer-1-768x543.jpg 768w, https:\/\/ethicallegal.in\/blog\/wp-content\/uploads\/2020\/06\/Consumer-1.jpg 1280w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n\n\n\n<p><strong>For vehicle owners<\/strong> &#8211; Policyholders can avoid claim rejections by ensuring that all required documents of the vehicle such as driving license, insurance policy, fitness certificate, etc. are valid and active. Also, be updated on exclusions in the policy and available options like the purchase of add-ons etc. is also essential to avoid claim rejections. Also, policyholders should declare all material facts such as NCB, modification done to the vehicle etc. accurately when purchasing an insurance policy, to avoid claim rejection. Though, insurance policies should be applied equally during normal circumstances as well as in special situations like the current lockdown. Insurers should ensure a seamless claims settlement amid the pandemic and should simplify the process keeping in mind customer comfort. <\/p>\n\n\n\n<p><strong>For Product owners<\/strong> &#8211; Purchasing a product\ncovered by a warranty can help ensure your peace of mind. If things don\u2019t work\nas expected, a warranty may allow the purchase to be returned, replaced, or\nrepaired. A product\u2019s warranty acts as a guarantee that it will perform.\nHowever, not all warranties are equal. A warranty might cover a product for a\nlifetime or a matter of days. It may cover all kinds of damage or be limited to\nspecific defects. Certain actions, such as misuse, may render a warranty\ninvalid, preventing you from returning a broken product. <\/p>\n\n\n\n<p>The first\neasy step is to go back to the shop or phone the call centre and explain the\nproblem and your suggested resolution. If you go in with zest, saying you know\nwhat your rights are, chances are the store will sort your problem in a flash. Sadly,\nmany customer-facing staff in stores has no idea about the statutory rights, so\nyou may come up against a brick wall. <\/p>\n\n\n\n<p>Stay calm, if possible find them the law \u2013 and politely ask to speak to a supervisor. <\/p>\n\n\n\n<p><strong>Before you go though, there are some rules to follow\u2026.<\/strong><\/p>\n\n\n\n<p>Don\u2019t forget to read <a href=\"https:\/\/blog.ethicallegal.in\/2019\/08\/08\/salient-features-of-the-consumer-protection-bill-2019\/\">Section 39 (1) of The Consumer Protection Act, 2019<\/a><\/p>\n\n\n\n<h3 class=\"wp-block-heading\">&nbsp;The complaint\nchecklist:<\/h3>\n\n\n\n<ol class=\"wp-block-list\"><li>Know what outcome\nyou want<\/li><li>Act as soon as possible<\/li><li>Stop using the\nproduct as soon as you can<\/li><li>Keep a diary to\nlog details<\/li><li>Collect evidences<\/li><li>Keep a log of any\nextra costs<\/li><li>If you are forced\nto pay, do it \u2018Under Protest\u2019<\/li><\/ol>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>STILL NOT HAPPY..?<\/strong><\/h3>\n\n\n\n<p>If you&#8217;ve followed all the tips as above, hopefully things have been resolved. Yet if your complaint to the seller has fallen on deaf ears, <a href=\"https:\/\/ethicallegal.in\/contact_us.html\">contact us<\/a>.<\/p>\n\n\n\n<p><\/p>\n\n\n\n<p><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Amid the COVID-19 lockdown, insurance claims especially with coronavirus cases have been taken on priority, there have been instances where other types of insurance claims are been rejected Or Ever returned poor or faulty goods for the shop to simply dismiss your complaint? &nbsp; Now imagine walking down the street or phoning up, this time<a class=\"moretag\" href=\"https:\/\/ethicallegal.in\/blog\/2020\/06\/01\/give-me-my-money-back-consumer-rights\/\"><span class=\"screen-reader-text\">Read more about GIVE ME MY MONEY BACK! \u2013 CONSUMER RIGHTS<\/span>[&#8230;]<\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-218","post","type-post","status-publish","format-standard","hentry","category-ethicallegal"],"_links":{"self":[{"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/posts\/218","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/comments?post=218"}],"version-history":[{"count":7,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/posts\/218\/revisions"}],"predecessor-version":[{"id":227,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/posts\/218\/revisions\/227"}],"wp:attachment":[{"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/media?parent=218"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/categories?post=218"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/ethicallegal.in\/blog\/wp-json\/wp\/v2\/tags?post=218"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}